AI Compliance Oversight Built for Banking
Spot risk faster, cut review time, and adapt to global banking regulations all in one platform.
The world’s top banks trust Smarsh
Smarsh partners with the world’s leading retail, private and investment banks to stay ahead of mission-critical recordkeeping and oversight challenges across a diverse range of highly regulated business lines. Our AI-informed, cloud-native platform captures, archives, and analyzes data from the latest communications channels for efficient supervision, discovery and regulatory response.
Communications intelligence for your entire organization
Compliance and records managers
Access all your communications records in one place to quickly respond to regulatory requests, internal investigations, and audits.
Supervision and surveillance reviewers
Reduce review workloads by 50% or more and surface three to five times more critical risks with Smarsh Intelligent Agent – breakthrough AI designed to emulate real-world Level 1 Compliance Analyst review.
Attorneys, clerks, and legal staff
Integrate and synchronize data across all your systems using secure APIs, creating a scalable foundation for end-to-end discovery that adapts to evolving regulatory and legal requirements.
CTOs, CIOs, and IT staff
Modernize archive infrastructure with a cloud-native solution that can process data quickly and effectively, retain unaltered communications in full context, and provide on-demand access to data without added cost.
CDOs and data scientists
Leverage your communications data to drive smarter decisions, ensure compliance, and spur innovation. With our APIs, you gain secure, scalable access to high-fidelity data to improve analytics and business insights.
Meet your compliance needs, today and tomorrow
Move from outdated, redundant data archives to a cloud-based data insights platform.
Global regulatory compliance
Address regional and international records retention, risk, and operations requirements.
Flexible deployments
Support legal and compliance requirements across a diverse range of highly regulated businesses.
Modernize supervision and surveillance
Mitigate risk, improve efficiency, and reduce costs with a cloud-based platform using built-in AI models created in partnership with the industry.
Accelerate archiving
Process data faster and more effectively than with on-premise archives with a streamlined, AI-enabled, scalable cloud solution.
Data privacy controls
Respond to evolving global data privacy mandates with rapid cloud deployment in multiple regions.
Security and resilience
Protect your data with end-to-end encryption, triple-active redundancy and BYOK support.Key regulations
Simplify compliance across federal, state, and international regulations.
Confidently satisfy regulatory obligations
Our unified AI intelligence platform enables banks to meet federal, FDIC, CFPB, US, state, and international records retention obligations, as well as state and OCC risk and operations requirements. It also helps institutions comply with consumer protection regulations such as Regulation DD (Truth in Savings), Regulation B (Equal Credit Opportunity), and Regulation Z (Truth in Lending).
Smarter oversight for modern banking
Capture
Capture all communications
Capture data from all channels — email, messaging, social, mobile, voice, web — in original format. Archived content is indexed and searchable to meet regulatory obligations.
Archive
Store data, compliantly
Captured data is sent to your systems or Smarsh Archive, offering flexible deployment options and customizable retention policies tailored to your business needs.
Discovery
Save discovery time
Litigation and investigations demand quick action. Streamlined discovery makes collecting, preserving, reviewing, and exporting content fast and efficient, reducing risk and costs.
AI Insights
Supervision that scales with you
Cut through noise and surface more risk with AI-driven supervision built for complex, high-volume environments. Empower your teams to act quickly, accurately, and confidently.
Why Smarsh?
Trusted by 6,500+ organizations, including 18 of the top 20 largest banks in the world, Smarsh empowers banks to meet complex regulatory demands with confidence. Our secure, scalable platform combines leading AI with capture across all your communication channels for faster business insights and precise compliance. Built to support the scale and scrutiny banks require, Smarsh turns your communications data into a strategic asset — helping you reduce risk, streamline operations, and stay ahead of change.